§ 399-y-1. Automated teller machines transaction denial; fees
prohibited. 1. For the purposes of this section, the following terms
shall have the following meanings:

a. "automated teller machine operator" shall mean any person who
operates an automated teller machine at which consumers may make
financial transactions, including, but not limited to, deposits,
withdrawals, balance inquiries, and loan payments; and

b. "automated teller machine" shall mean a device which is linked to
the accounts and records of a banking institution and which enables
consumers to make financial transactions, including, but not limited to,
deposits, withdrawals, balance inquiries, and loan payments.

2. No automated teller machine operator or banking institution shall
impose a fee on a consumer using such machine for any transaction which
is for any reason denied or terminated in a manner that prevents such
consumer from completing such transaction.

3. Any automated teller machine operator or banking institution who
fails to comply with the requirements of this section shall be assessed
a civil penalty not to exceed two hundred fifty dollars per transaction.