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Assembly Bill A10272

2025-2026 Legislative Session

Prohibits restrictions on insurance policies based on the policyholder harboring or owning any dog of a specific breed or mixture of breeds

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2025-A10272 (ACTIVE) - Details

See Senate Version of this Bill:
S9207
Law Section:
Insurance Law
Laws Affected:
Amd §3421, Ins L
Versions Introduced in 2023-2024 Legislative Session:
A6867, S7416

2025-A10272 (ACTIVE) - Summary

Prohibits restrictions on insurance policies based solely on the policyholder harboring or owning any dog of a specific breed or mixture of breeds.

2025-A10272 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   10272
 
                           I N  A S S E M B L Y
 
                             February 20, 2026
                                ___________
 
 Introduced  by  M.  of  A.  ROSENTHAL  --  read once and referred to the
   Committee on Insurance
 
 AN ACT to amend the insurance law, in relation  to  prohibiting  certain
   restrictions as it relates to dog breed
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1.  The section heading and subsection 1 of  section  3421  of
 the  insurance  law,  the section heading as added by chapter 545 of the
 laws of 2021 and subsection 1 as amended by chapter 679 of the  laws  of
 2022, are amended to read as follows:
   Homeowners' liability insurance AND RENTERS' INSURANCE; dogs.  1. With
 respect  to  homeowners'  insurance  policies  as defined in section two
 thousand three hundred fifty-one of this chapter AND RENTERS'  INSURANCE
 POLICIES AS DEFINED IN SECTION THREE THOUSAND FOUR HUNDRED FIFTY-FOUR OF
 THIS  ARTICLE,  no  insurer  shall  refuse to issue or renew, cancel, or
 charge or impose an  increased  premium  or  rate  for  such  policy  or
 contract,  or  exclude,  limit,  restrict, or reduce coverage under such
 policy or contract based [solely] upon harboring or owning any dog of  a
 specific breed or mixture of breeds.
   §  2.  This  act shall take effect on the ninetieth day after it shall
 have become a law and shall apply to all policies issued, renewed, modi-
 fied, altered or amended on or after such effective date.
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD00741-02-6

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