Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jun 01, 2023 |
print number 7416a |
Jun 01, 2023 |
amend and recommit to insurance |
May 24, 2023 |
referred to insurance |
Senate Bill S7416A
2023-2024 Legislative Session
Sponsored By
(D, WF) 12th Senate District
Current Bill Status - In Senate Committee Insurance Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Bill Amendments
2023-S7416 - Details
- See Assembly Version of this Bill:
- A6867
- Current Committee:
- Senate Insurance
- Law Section:
- Insurance Law
- Laws Affected:
- Rpld & add §3421, Ins L
2023-S7416 - Sponsor Memo
BILL NUMBER: S7416 SPONSOR: GIANARIS TITLE OF BILL: An act to amend the insurance law, in relation to prohibiting certain restrictions as it relates to dog breed; and to repeal certain provisions of such law relating thereto PURPOSE: This legislation will protect pet owners from discrimination by insur- ance companies based on breed of dog owned. SUMMARY OF PROVISIONS: Section one repeals and replaces section 3421 of the insurance law to prohibit insurers from canceling, refusing to issue, refusing to renew, imposing an increased premium rate, excluding, limiting, restricting, or reducing coverage based solely on harboring or owning any dog of a specific breed or mixture of breeds. This excludes reasonable increases of premiums or rate based upon the designation of a dog of any breed or
2023-S7416 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 7416 2023-2024 Regular Sessions I N S E N A T E May 24, 2023 ___________ Introduced by Sen. GIANARIS -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to prohibiting certain restrictions as it relates to dog breed; and to repeal certain provisions of such law relating thereto THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 3421 of the insurance law is REPEALED and a new section 3421 is added to read as follows: § 3421. DOGS; COVERAGE REFUSAL. (A) AN INSURER THAT ISSUES OR DELIVERS A POLICY IN THIS STATE SHALL NOT CANCEL, REFUSE TO ISSUE, REFUSE TO RENEW, OR INCREASE THE PREMIUM OF A POLICY OR EXCLUDE, LIMIT, RESTRICT, OR REDUCE COVERAGE UNDER SUCH POLICY BASED SOLELY UPON HARBORING OR OWNING ANY DOG OF A SPECIFIC BREED OR MIXTURE OF BREEDS. (B) THE PROVISIONS OF THIS SECTION SHALL NOT PROHIBIT AN INSURER FROM REFUSING TO ISSUE OR RENEW OR FROM CANCELING ANY SUCH CONTRACT OR POLI- CY, NOR FROM IMPOSING A REASONABLY INCREASED PREMIUM OR RATE FOR SUCH A POLICY OR CONTRACT BASED UPON THE DESIGNATION OF A DOG OF ANY BREED OR MIXTURE OF BREEDS AS A DANGEROUS DOG PURSUANT TO SECTION ONE HUNDRED TWENTY-THREE OF THE AGRICULTURE AND MARKETS LAW, BASED ON SOUND UNDER- WRITING AND ACTUARIAL PRINCIPLES REASONABLY RELATED TO ACTUAL OR ANTIC- IPATED LOSS EXPERIENCE SUBJECT TO THE APPLICABLE PROVISIONS OF SECTION THREE THOUSAND FOUR HUNDRED TWENTY-FIVE OF THIS ARTICLE. (C) THIS SECTION SHALL APPLY TO POLICIES OF INSURANCE IF THE INSURED OR PROPOSED INSURED IS AN INDIVIDUAL. § 2. This act shall take effect on the ninetieth day after it shall have become a law and shall apply to all policies issued, renewed, modi- fied, altered or amended on or after such effective date. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD10473-01-3
2023-S7416A (ACTIVE) - Details
- See Assembly Version of this Bill:
- A6867
- Current Committee:
- Senate Insurance
- Law Section:
- Insurance Law
- Laws Affected:
- Rpld & add §3421, Ins L
2023-S7416A (ACTIVE) - Sponsor Memo
BILL NUMBER: S7416A SPONSOR: GIANARIS TITLE OF BILL: An act to amend the insurance law, in relation to prohibiting certain restrictions as it relates to dog breed; and to repeal certain provisions of such law relating thereto PURPOSE: This legislation will protect pet owners from discrimination by insur- ance companies based on breed of dog owned. SUMMARY OF PROVISIONS: Section one repeals and replaces section 3421 of the insurance law to prohibit insurers from canceling, refusing to issue, refusing to renew, imposing an increased premium rate, excluding, limiting, restricting, or reducing coverage based on harboring or owning any dog of a specific breed or mixture of breeds. This excludes reasonable increases of premi- ums or rate based upon the designation of a dog of any breed or mixture
2023-S7416A (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 7416--A 2023-2024 Regular Sessions I N S E N A T E May 24, 2023 ___________ Introduced by Sen. GIANARIS -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee AN ACT to amend the insurance law, in relation to prohibiting certain restrictions as it relates to dog breed; and to repeal certain provisions of such law relating thereto THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 3421 of the insurance law is REPEALED and a new section 3421 is added to read as follows: § 3421. DOGS; COVERAGE REFUSAL. (A) AN INSURER THAT ISSUES OR DELIVERS A POLICY IN THIS STATE SHALL NOT CANCEL, REFUSE TO ISSUE, REFUSE TO RENEW, OR INCREASE THE PREMIUM OF A POLICY OR EXCLUDE, LIMIT, RESTRICT, OR REDUCE COVERAGE UNDER SUCH POLICY BASED UPON HARBORING OR OWNING ANY DOG OF A SPECIFIC BREED OR MIXTURE OF BREEDS. (B) THE PROVISIONS OF THIS SECTION SHALL NOT PROHIBIT AN INSURER FROM REFUSING TO ISSUE OR RENEW OR FROM CANCELING ANY SUCH CONTRACT OR POLI- CY, NOR FROM IMPOSING A REASONABLY INCREASED PREMIUM OR RATE FOR SUCH A POLICY OR CONTRACT BASED UPON THE DESIGNATION OF A DOG OF ANY BREED OR MIXTURE OF BREEDS AS A DANGEROUS DOG PURSUANT TO SECTION ONE HUNDRED TWENTY-THREE OF THE AGRICULTURE AND MARKETS LAW, BASED ON SOUND UNDER- WRITING AND ACTUARIAL PRINCIPLES REASONABLY RELATED TO ACTUAL OR ANTIC- IPATED LOSS EXPERIENCE SUBJECT TO THE APPLICABLE PROVISIONS OF SECTION THREE THOUSAND FOUR HUNDRED TWENTY-FIVE OF THIS ARTICLE. (C) THIS SECTION SHALL APPLY TO POLICIES OF INSURANCE IF THE INSURED OR PROPOSED INSURED IS AN INDIVIDUAL OR INDIVIDUALS. § 2. This act shall take effect on the ninetieth day after it shall have become a law and shall apply to all policies issued, renewed, modi- fied, altered or amended on or after such effective date. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD10473-03-3
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