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Senate Bill S9207

2025-2026 Legislative Session

Prohibits restrictions on insurance policies based on the policyholder harboring or owning any dog of a specific breed or mixture of breeds

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Current Bill Status - In Senate Committee Insurance Committee

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2025-S9207 (ACTIVE) - Details

See Assembly Version of this Bill:
A10272
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3421, Ins L
Versions Introduced in 2023-2024 Legislative Session:
S7416, A6867

2025-S9207 (ACTIVE) - Summary

Prohibits restrictions on insurance policies based solely on the policyholder harboring or owning any dog of a specific breed or mixture of breeds.

2025-S9207 (ACTIVE) - Sponsor Memo

2025-S9207 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   9207
 
                             I N  S E N A T E
 
                             February 13, 2026
                                ___________
 
 Introduced  by  Sens.  GIANARIS,  COONEY,  MURRAY, SKOUFIS, WEBB -- read
   twice and ordered printed, and when printed to  be  committed  to  the
   Committee on Insurance
 
 AN  ACT  to  amend the insurance law, in relation to prohibiting certain
   restrictions as it relates to dog breed
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.    The section heading and subsection 1 of section 3421 of
 the insurance law, the section heading as added by chapter  545  of  the
 laws  of  2021 and subsection 1 as amended by chapter 679 of the laws of
 2022, are amended to read as follows:
   Homeowners' liability insurance AND RENTERS' INSURANCE; dogs.  1. With
 respect to homeowners' insurance policies  as  defined  in  section  two
 thousand  three hundred fifty-one of this chapter AND RENTERS' INSURANCE
 POLICIES AS DEFINED IN SECTION THREE THOUSAND FOUR HUNDRED FIFTY-FOUR OF
 THIS ARTICLE, no insurer shall refuse to  issue  or  renew,  cancel,  or
 charge  or  impose  an  increased  premium  or  rate  for such policy or
 contract, or exclude, limit, restrict, or  reduce  coverage  under  such
 policy  or contract based [solely] upon harboring or owning any dog of a
 specific breed or mixture of breeds.
   § 2. This act shall take effect on the ninetieth day  after  it  shall
 have become a law and shall apply to all policies issued, renewed, modi-
 fied, altered or amended on or after such effective date.
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD00741-02-6

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