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Senate Bill S9179A

2025-2026 Legislative Session

Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse

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Bill Amendments

2025-S9179 - Details

See Assembly Version of this Bill:
A10279
Law Section:
Insurance Law
Laws Affected:
Amd §2607, Ins L

2025-S9179 - Summary

Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

2025-S9179 - Sponsor Memo

2025-S9179 - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   9179
 
                             I N  S E N A T E
 
                             February 11, 2026
                                ___________
 
 Introduced  by  Sen. SKOUFIS -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law,  relating  to  prohibiting  insurance
   discrimination  on  the basis of an insured's marital status following
   the death of the insured's spouse
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1. Section 2607 of the insurance law, as amended by section 1
 of subpart D of part J of chapter 57 of the laws of 2019, is amended  to
 read as follows:
   §  2607.  Discrimination because of sex or marital status.  (a) (I) No
 individual or entity shall refuse to issue any policy of  insurance,  or
 cancel  or  decline  to  renew  the policy because of the sex or marital
 status of the applicant or policyholder or engage in  sexual  stereotyp-
 ing.
   (II)  NOTWITHSTANDING  ANY OTHER PROVISION OF THIS CHAPTER, NO INSURER
 PROVIDING ANY TYPE OF INSURANCE COVERAGE, INCLUDING BUT NOT  LIMITED  TO
 PROPERTY,  CASUALTY,  HOMEOWNER'S,  RENTER'S,  OR  AUTOMOBILE INSURANCE,
 SHALL: REFUSE TO CONTINUE TO INSURE, CANCEL, OR DECLINE TO RENEW A POLI-
 CY; LIMIT THE AMOUNT, EXTENT, OR KIND OF COVERAGE AVAILABLE; OR CHARGE A
 DIFFERENT PREMIUM RATE OR IMPOSE DIFFERENT TERMS OR CONDITIONS,  BECAUSE
 THE  APPLICANT OR POLICYHOLDER IS WIDOWED OR THEIR MARITAL STATUS OTHER-
 WISE REFLECTS THE DEATH OF A SPOUSE.
   (b) For the purposes of  this  section,  "sex"  shall  include  sexual
 orientation, gender identity or expression, and transgender status.
   §  2.  This  act  shall  take  effect on the first day of January next
 succeeding the date on which it shall have become a law and shall  apply
 to  any  policy  issued, delivered, renewed, and/or modified on or after
 the effective date of this act.
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD13726-01-5

2025-S9179A (ACTIVE) - Details

See Assembly Version of this Bill:
A10279
Law Section:
Insurance Law
Laws Affected:
Amd §2607, Ins L

2025-S9179A (ACTIVE) - Summary

Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

2025-S9179A (ACTIVE) - Sponsor Memo

2025-S9179A (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  9179--A
 
                             I N  S E N A T E
 
                             February 11, 2026
                                ___________
 
 Introduced  by  Sen. SKOUFIS -- read twice and ordered printed, and when
   printed to be committed to the Committee  on  Insurance  --  committee
   discharged, bill amended, ordered reprinted as amended and recommitted
   to said committee
 
 AN  ACT  to  amend  the insurance law, relating to prohibiting insurance
   discrimination on the basis of an insured's marital  status  following
   the death of the insured's spouse
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 2607 of the insurance law, as amended by section  1
 of  subpart D of part J of chapter 57 of the laws of 2019, is amended to
 read as follows:
   § 2607. Discrimination because of sex or marital status.   (a) (1)  No
 individual  or  entity shall refuse to issue any policy of insurance, or
 cancel or decline to renew the policy because  of  the  sex  or  marital
 status  of  the applicant or policyholder or engage in sexual stereotyp-
 ing.
   (2) NOTWITHSTANDING ANY OTHER PROVISION OF THIS  CHAPTER,  NO  INSURER
 PROVIDING  ANY  TYPE OF INSURANCE COVERAGE, INCLUDING BUT NOT LIMITED TO
 PROPERTY, CASUALTY,  HOMEOWNER'S,  RENTER'S,  OR  AUTOMOBILE  INSURANCE,
 SHALL: REFUSE TO CONTINUE TO INSURE, CANCEL, OR DECLINE TO RENEW A POLI-
 CY; LIMIT THE AMOUNT, EXTENT, OR KIND OF COVERAGE AVAILABLE; OR INCREASE
 A  POLICYHOLDER'S  PREMIUM RATE OR IMPOSE LESS FAVORABLE TERMS OR CONDI-
 TIONS UPON RENEWAL, SOLELY BECAUSE  THE  APPLICANT  OR  POLICYHOLDER  IS
 WIDOWED  OR  THEIR  MARITAL  STATUS  OTHERWISE  REFLECTS  THE DEATH OF A
 SPOUSE.
   (b) For the purposes of  this  section,  "sex"  shall  include  sexual
 orientation, gender identity or expression, and transgender status.
   §  2. This act shall take effect on the first of January next succeed-
 ing the date on which it shall have become a law and shall apply to  any
 policy  issued,  delivered,  renewed,  and/or  modified  on or after the
 effective date of this act.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD13726-03-6

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