|
Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
|---|---|
| Dec 22, 2023 |
approval memo.87 signed chap.767 |
| Dec 12, 2023 |
delivered to governor |
| Jun 21, 2023 |
returned to senate passed assembly ordered to third reading cal.88 substituted for a4668b |
| Jun 21, 2023 |
substituted by s5764b |
| Jun 05, 2023 |
amended on third reading 4668b |
| May 30, 2023 |
amended on third reading 4668a |
| May 30, 2023 |
vote reconsidered - restored to third reading returned to assembly recalled from senate |
| Mar 27, 2023 |
referred to insurance delivered to senate passed assembly |
| Mar 23, 2023 |
advanced to third reading cal.88 |
| Mar 22, 2023 |
reported |
| Feb 22, 2023 |
referred to insurance |
Assembly Bill A4668B
Signed By Governor2023-2024 Legislative Session
Sponsored By
WEPRIN
Current Bill Status Via S5764 - Signed by Governor
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
2023-A4668 - Details
2023-A4668 - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
4668
2023-2024 Regular Sessions
I N A S S E M B L Y
February 22, 2023
___________
Introduced by M. of A. WEPRIN -- read once and referred to the Committee
on Insurance
AN ACT to amend the insurance law, in relation to using driving history
as a rating or underwriting factor for private passenger motor vehicle
insurance
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 2618
to read as follows:
§ 2618. VERIFICATION OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN
APPLICANT'S DRIVING HISTORY AS A RATING OR UNDERWRITING FACTOR FOR
PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN THE STATE SHALL BIND A
POLICY OF INSURANCE, OR ACCEPT A DOWN PAYMENT FOR A POLICY, WITHOUT
FIRST VERIFYING SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING
HISTORY OF ALL NAMED-DRIVERS LISTED BY THE APPLICANT ON THE PRIVATE
PASSENGER MOTOR VEHICLE INSURANCE APPLICATION, THROUGH THE USE OF A
RELIABLE THIRD PARTY DATABASE.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law and shall apply to policies issued, renewed or modi-
fied on or after such date. Effective immediately, the addition, amend-
ment and/or repeal of any rule or regulation necessary for the implemen-
tation of this act on its effective date are authorized to be made and
completed on or before such effective date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD09439-01-3
2023-A4668A - Details
2023-A4668A - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
4668--A
Cal. No. 88
2023-2024 Regular Sessions
I N A S S E M B L Y
February 22, 2023
___________
Introduced by M. of A. WEPRIN -- read once and referred to the Committee
on Insurance -- advanced to a third reading, passed by Assembly and
delivered to the Senate, recalled from the Senate, vote reconsidered,
bill amended, ordered reprinted, retaining its place on the order of
third reading
AN ACT to amend the insurance law, in relation to using driving history
as a rating or underwriting factor for private passenger motor vehicle
insurance
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 2327
to read as follows:
§ 2327. VERIFICATION OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN
APPLICANT'S DRIVING HISTORY AS A RATING OR UNDERWRITING FACTOR FOR
PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN THIS STATE SHALL BIND A
POLICY OF INSURANCE, OR ACCEPT A PERCENTAGE OF THE ANNUAL PREMIUM DUE
FOR A POLICY, WITHOUT FIRST VERIFYING SUCH APPLICANT'S DRIVING HISTORY,
AS WELL AS THE DRIVING HISTORY OF ALL NAMED-DRIVERS THAT ARE USED TO
RATE THE POLICY AND ARE LISTED BY THE APPLICANT ON THE PRIVATE PASSENGER
MOTOR VEHICLE INSURANCE APPLICATION, THROUGH THE USE OF A THIRD PARTY
DATABASE. AN INSURER ALSO SHALL VERIFY, THROUGH A THIRD PARTY DATABASE,
THE DRIVING HISTORY OF A NAMED-DRIVER USED TO RATE THE POLICY WHEN ADDED
DURING THE POLICY PERIOD AND SHALL VERIFY THE DRIVING HISTORY OF ALL
DRIVERS USED TO RATE THE POLICY AT POLICY RENEWAL.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law and shall apply to policies issued, renewed or modi-
fied on or after such date. Effective immediately, the addition, amend-
ment and/or repeal of any rule or regulation necessary for the implemen-
tation of this act on its effective date are authorized to be made and
completed on or before such effective date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD09439-05-3
2023-A4668B (ACTIVE) - Details
2023-A4668B (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
4668--B
Cal. No. 88
2023-2024 Regular Sessions
I N A S S E M B L Y
February 22, 2023
___________
Introduced by M. of A. WEPRIN -- read once and referred to the Committee
on Insurance -- advanced to a third reading, passed by Assembly and
delivered to the Senate, recalled from the Senate, vote reconsidered,
bill amended, ordered reprinted, retaining its place on the order of
third reading -- again amended on third reading, ordered reprinted,
retaining its place on the order of third reading
AN ACT to amend the insurance law, in relation to using driving history
as a rating or underwriting factor for private passenger motor vehicle
insurance
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 2327
to read as follows:
§ 2327. VERIFICATION OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN
APPLICANT'S DRIVING HISTORY AS A RATING OR UNDERWRITING FACTOR FOR
PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN THIS STATE SHALL BIND A
POLICY OF INSURANCE, OR ACCEPT A PERCENTAGE OF THE ANNUAL PREMIUM DUE
FOR A POLICY, WITHOUT FIRST MAKING A GOOD FAITH EFFORT TO VERIFY SAID
APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING HISTORY OF ALL NAMED
DRIVERS THAT ARE USED TO RATE THE POLICY AND ARE LISTED BY THE APPLICANT
ON THE PRIVATE PASSENGER MOTOR VEHICLE INSURANCE APPLICATION, THROUGH
THE USE OF A THIRD-PARTY DATABASE. AN INSURER ALSO SHALL VERIFY, THROUGH
A THIRD-PARTY DATABASE, THE DRIVING HISTORY OF A NAMED DRIVER USED TO
RATE THE POLICY WHEN ADDED DURING THE POLICY PERIOD AND SHALL VERIFY THE
DRIVING HISTORY OF ALL DRIVERS USED TO RATE THE POLICY AT POLICY
RENEWAL, UNLESS THE DRIVING HISTORY IS UNAVAILABLE AT THE TIME OF THE
INITIAL INQUIRY DUE TO A TEMPORARY WEBSITE OUTAGE, SERVICE INTERRUPTION
OR OTHER CIRCUMSTANCES BEYOND THE CONTROL OF THE INSURER, PRODUCER OR
THIRD-PARTY REPRESENTATIVE.
§ 2. This act shall take effect on the one hundred eightieth day after
it shall have become a law and shall apply to policies issued or renewed
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
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