Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Dec 22, 2023 |
approval memo.87 signed chap.767 |
Dec 12, 2023 |
delivered to governor |
Jun 21, 2023 |
returned to senate passed assembly ordered to third reading cal.88 substituted for a4668b |
Jun 08, 2023 |
referred to insurance delivered to assembly passed senate |
Jun 05, 2023 |
amended on third reading 5764b |
May 24, 2023 |
advanced to third reading |
May 23, 2023 |
2nd report cal. |
May 22, 2023 |
1st report cal.1187 |
Apr 19, 2023 |
print number 5764a |
Apr 19, 2023 |
amend and recommit to insurance |
Mar 15, 2023 |
referred to insurance |
Senate Bill S5764B
Signed By Governor2023-2024 Legislative Session
Sponsored By
(D, WF) 46th Senate District
Current Bill Status - Signed by Governor
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
2023-S5764 - Details
2023-S5764 - Sponsor Memo
BILL NUMBER: S5764 SPONSOR: BRESLIN TITLE OF BILL: An act to amend the insurance law, in relation to using driving history as a rating or underwriting factor for private passenger motor vehicle insurance PURPOSE: This bill would require verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insur- ance. SUMMARY OF PROVISIONS: Section one amends the insurance law to add a new section 2617 regarding verification of driving history. The section establishes that no insurer who utilizes an applicant's driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the state shall bind a policy of insurance, or accept a down payment for a policy, with-
2023-S5764 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 5764 2023-2024 Regular Sessions I N S E N A T E March 15, 2023 ___________ Introduced by Sen. BRESLIN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to using driving history as a rating or underwriting factor for private passenger motor vehicle insurance THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The insurance law is amended by adding a new section 2618 to read as follows: § 2618. VERIFICATION OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN APPLICANT'S DRIVING HISTORY AS A RATING OR UNDERWRITING FACTOR FOR PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN THE STATE SHALL BIND A POLICY OF INSURANCE, OR ACCEPT A DOWN PAYMENT FOR A POLICY, WITHOUT FIRST VERIFYING SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING HISTORY OF ALL NAMED-DRIVERS LISTED BY THE APPLICANT ON THE PRIVATE PASSENGER MOTOR VEHICLE INSURANCE APPLICATION, THROUGH THE USE OF A RELIABLE THIRD PARTY DATABASE. § 2. This act shall take effect on the ninetieth day after it shall have become a law and shall apply to policies issued, renewed or modi- fied on or after such date. Effective immediately, the addition, amend- ment and/or repeal of any rule or regulation necessary to implement the provisions of this act on its effective date are authorized to be made on or before such date. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD09439-02-3
2023-S5764A - Details
2023-S5764A - Sponsor Memo
BILL NUMBER: S5764A SPONSOR: BRESLIN TITLE OF BILL: An act to amend the insurance law, in relation to using driving history as a rating or underwriting factor for private passenger motor vehicle insurance PURPOSE: This bill would require verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insur- ance. SUMMARY OF PROVISIONS: Section one amends the insurance law to add a new section 2617 regarding verification of driving history. The section establishes that no insurer who utilizes an applicant's driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the state shall bind a policy of insurance, or accept a down payment for a policy, with-
2023-S5764A - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 5764--A 2023-2024 Regular Sessions I N S E N A T E March 15, 2023 ___________ Introduced by Sen. BRESLIN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee AN ACT to amend the insurance law, in relation to using driving history as a rating or underwriting factor for private passenger motor vehicle insurance THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The insurance law is amended by adding a new section 2618 to read as follows: § 2618. VERIFICATION OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN APPLICANT'S DRIVING HISTORY AS A RATING OR UNDERWRITING FACTOR FOR PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN THE STATE SHALL BIND A POLICY OF INSURANCE, OR ACCEPT A DOWN PAYMENT FOR A POLICY, WITHOUT FIRST VERIFYING SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING HISTORY OF ALL NAMED-DRIVERS LISTED BY THE APPLICANT ON THE PRIVATE PASSENGER MOTOR VEHICLE INSURANCE APPLICATION, THROUGH THE USE OF A RELIABLE THIRD PARTY DATABASE. § 2. This act shall take effect on the ninetieth day after it shall have become a law and shall apply to policies issued, renewed or modi- fied on or after such date. Effective immediately, the addition, amend- ment and/or repeal of any rule or regulation necessary for the implemen- tation of this act on its effective date are authorized to be made and completed on or before such effective date. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD09439-03-3
2023-S5764B (ACTIVE) - Details
2023-S5764B (ACTIVE) - Sponsor Memo
BILL NUMBER: S5764B SPONSOR: BRESLIN TITLE OF BILL: An act to amend the insurance law, in relation to using driving history as a rating or underwriting factor for private passenger motor vehicle insurance PURPOSE: This bill would require verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insur- ance. SUMMARY OF PROVISIONS: Section one amends the insurance law to add a new section 2327 regarding verification of driving history. The section establishes that no insurer who utilizes an applicant's driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the state shall bind a policy of insurance, or accept a down payment for a policy, with-
2023-S5764B (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 5764--B Cal. No. 1187 2023-2024 Regular Sessions I N S E N A T E March 15, 2023 ___________ Introduced by Sen. BRESLIN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee -- reported favorably from said committee, ordered to first and second report, ordered to a third reading, amended and ordered reprinted, retaining its place in the order of third reading AN ACT to amend the insurance law, in relation to using driving history as a rating or underwriting factor for private passenger motor vehicle insurance THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The insurance law is amended by adding a new section 2327 to read as follows: § 2327. VERIFICATION OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN APPLICANT'S DRIVING HISTORY AS A RATING OR UNDERWRITING FACTOR FOR PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN THIS STATE SHALL BIND A POLICY OF INSURANCE, OR ACCEPT A PERCENTAGE OF THE ANNUAL PREMIUM DUE FOR A POLICY, WITHOUT FIRST MAKING A GOOD FAITH EFFORT TO VERIFY SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING HISTORY OF ALL NAMED DRIVERS THAT ARE USED TO RATE THE POLICY AND ARE LISTED BY THE APPLICANT ON THE PRIVATE PASSENGER MOTOR VEHICLE INSURANCE APPLICATION, THROUGH THE USE OF A THIRD-PARTY DATABASE. AN INSURER ALSO SHALL VERIFY, THROUGH A THIRD-PARTY DATABASE, THE DRIVING HISTORY OF A NAMED DRIVER USED TO RATE THE POLICY WHEN ADDED DURING THE POLICY PERIOD AND SHALL VERIFY THE DRIVING HISTORY OF ALL DRIVERS USED TO RATE THE POLICY AT POLICY RENEWAL, UNLESS THE DRIVING HISTORY IS UNAVAILABLE AT THE TIME OF THE INITIAL INQUIRY DUE TO A TEMPORARY WEBSITE OUTAGE, SERVICE INTERRUPTION OR OTHER CIRCUMSTANCES BEYOND THE CONTROL OF THE INSURER, PRODUCER OR THIRD-PARTY REPRESENTATIVE. § 2. This act shall take effect on the one hundred eightieth day after it shall have become a law and shall apply to policies issued or renewed EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
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